"First of all, it’s not the financial crisis per se, but the most important problem that we are facing now, today, I think, is rising inequality in the United States and elsewhere in the world. This is a problem that has solutions. Many of them are financial solutions. Finance is substantially about risk management, and if it’s supplied right, if it’s democratized, that means if the real tools are made useful to real people and not to just a minority of people, it can help solve these problems."